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You can open your own checking account, with a parent or guardian as joint owner.

Benefits:

• First 50 checks are FREE when you order a box of check blanks.
• No minimum balance
• No monthly service fees
• No transaction limitations
• Interest earning account
• FREE one-time overdraft protection
• No monthly fee for Cash Card (Must be 16)
• Cash and Check cards also available

TLT Savings Account

With a TLT savings account, you can save money for trips, clothes, computers, or anything you set for a goal. You will know that your money is working for you as you watch it grow.

You can save for your college education with a TLT Certificate. You'll earn higher dividends at a rate guaranteed for the term of the certificate. With an initial deposit of only $100 for a 1 year term and $500 for a 4 year term, this future-oriented account allows 'add-ons' to the certificate in increments of $100.

Youth Loans

If you and your parents agree that you have a need to borrow, you can apply for a special youth loan. You learn money management skills and the importance of good credit history.

Student Loans

If you're getting ready to head off to college, you may want to check into Guaranteed Student Loans. It's a big world out there, and you'll be glad to have your credit union family to help you.