Member Centric Testimonials
Member A - had over $10,000 in unsecured debt at a high interest rate, we got her into a better rate with a payment plan and saved her over $2,000 in interest. She will be debt free in under two years. Her life was changed by giving us a chance.
Member B - was referred to us by family members who have been helped by the credit union. She refinanced a vehicle and was so encouraged by our member centric approach that she is refinancing her home mortgage with us because of the difference it will make in her financial life.
Members had been denied for loans at many places but never given direction to correct these problems. The assessment form allowed us to identify the collections, collect the appropriate information and help the member(s) fix them. These are good members who simply had never been helped with their financial problems.
Married couple - came to us to finance a horse trailer, but after we worked their finances using the Bio-Sheet and Cashflow we were able to show them exactly their financial situation. While the loan did not go through at this time, we were able to educate them on their finances and allow them to make good financial decisions with their eye on the future. They have changed their money habits and our their way to a better financial life.
Happy ending on this one! Member started working with me as soon as our pilot program began, he is so excited and happy with us. I believe completely that he will not only pay every single cent back on time to us, but he will be a life-long member all because we educated him on credit, worked together to come up with a plan to pay the collections, and put faith/trust in him. His hard work is paying off! We provided the direction, he committed to doing it.
Member visited in regards to their paycheck-to-paycheck lifestyle. We did a cash flow sheet and an assessment form. We refinanced a vehicle and saved money on the monthly payment. Part of that savings went into an emergency savings and the other part was put into a Christmas savings. After 6 months this person had saved over $700 and was still living as they had before. The person has now developed a savings habit simply because we showed the way.