Citizens Community Credit Union - Personal Checking Plans

Personal Checking Plans

Business Checking Plans

	Conventional (S12)	Traditional (S9)	Freedom (S10)	Money Market (S11)
Interest Bearing	No	.25% APY	.25% APY	.75% APY
Minimum Balance to Earn Interest	No Minimum	No Minimum	$1,000.00	$2,500.00
Minimum Balance Fee	None	None	None	$12.00
Cancelled Checks Returned or SafeKept	SafeKept	SafeKept	Images Returned	Images Returned
Overdraft Protection Available	Yes	Yes	Yes	Yes
Instant Cash Card	Free	Free	Free	Free
Instant Cash and Check Card**	Free with 3 POS Transactions/Month	Free with 3 POS Transactions/Month	Free with 3 POS Transactions/Month	Free with 3 POS Transactions/Month
Voice Response Telephone Calls and CU Anytime Online	Free - Unlimited	Free - Unlimited	Free - Unlimited	Free - Unlimited
Effective 4-1-2008

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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government.
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