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Instant Cash Card

We can place some of our most popular services right in the palm of your hand!

There is no need to be caught short of cash. No matter where you are, or what time it is, simply stop at any Automatic Teller Machine and use your Instant Cash or Instant Cash and Check Card to get the cash you need from your account.

Use one of Citizens Community Credit Union's own ATM machines and you will not be assessed a surcharge fee. In addition, the first two ATM transactions at non-CCCU owned ATM machines each month are free of a fee from CCCU. (The owner of the ATM machine may have their own surcharge at the machine that you are subject to) A $1.00 "foreign ATM fee" will be assessed for each transaction thereafter.  To find out more about Instant Cash Cards, please stop by one of our offices or Contact Us.

Instant Cash and Check Card

Tired of having to come up with two forms of ID when you write a check? Or what about when you're ready to make a purchase and you discover you're out of checks?

With an Instant Cash and Check Card, every purchase will be simpler. You will be welcomed like a local wherever you go because your card is accepted wherever VISA is accepted. You  won't have to order checks as often, which will save you money. This is a win-win service for you!

The Instant Cash and Check Card works as a debit card deducting the withdrawal amount at an ATM or the purchase amount at a merchant from your account. The $1.25 monthly fee is waived if you use your card at least three times during the month for a point of sale transaction. To get your Instant Cash and Check Card, pick up an application at any of our offices, or Contact Us.

If your card is lost or stolen, notify the credit union immediately.  After business hours, call  1-800-535-8440 to block your card from unauthorized transactions.  

Wire Transfer Service

Outgoing Wire Transfers
In order to wire money, the name and account number of the person wishing to send the money must be provided. The recipient financial institution's name and routing number must also be included, as well as the name and account number of the person who is to receive the transfer.

Incoming Wire Transfer Instructions

1. Missouri Corporate Credit Union, St Louis, MO  ABA 281085585

2. Further Credit: Midwest Corporate Federal Credit Union.  Bismarck, ND  ABA 291378703

3. Final Credit:  Citizens Community Credit Union, Devils Lake, ND, ABA 291378266
    Member name and account number to be credited.

Deadlines:

$0-5000 2:30 pm
$5000 and over 12:00 pm
Foreign 11:30 am

Fees:

Incoming Wire $10.00 ($5.00 if into an account)
Outgoing Wire (Member) $15.00
Outgoing Wire (Non-Member) $20.00
Foreign $35.00